Is Physical Therapy covered by insurance?
Insurance coverage for physical therapy services varies widely depending on the provider, policy, and individual circumstances. Most health insurance plans, including Medicaid and Medicare, typically cover physical therapy when deemed medically necessary. This often includes conditions resulting from injuries, surgeries, chronic pain, or developmental issues in children. However, coverage specifics can involve requirements such as prior authorization, limits on the number of sessions allowed, or qualifying diagnoses. It is important for individuals to thoroughly review their insurance policy and consult with their insurance provider to understand the details of their coverage, including any potential out-of-pocket costs associated with physical therapy services.